Tag: Western New York real estate agent

Tips for Improving Your Credit Score

Favorable mortgage rates typically go to people with credit scores indicating they pay their bills on time and in full. How can you improve your credit score before you apply for a mortgage? First, consider where you currently stand by asking for a free credit report from TransUnion, Equifax or Experian. Next, notice your “FICO”… Read more »

The Benefits of Living in a Buffalo Suburb

Why do people move from the city to the suburbs? Usually, it’s because the lots are wider so they’re not so close to their neighbors, there’s plenty of room in the front, side and back yard for kids to run around and play, and the schools are above average. The Buffalo suburbs are popular precisely… Read more »

What is an Escrow Account Used For?

An escrow account is a bank account typically utilized by your mortgage lender to pay certain property-related expenses on your behalf. These expenses can include property taxes and homeowner’s insurance. If you buy a house and obtain a mortgage, you’ll typically make home loan payments on a monthly basis as well as put extra money… Read more »